Insurance Calculator We suggest you consult your attorney or financial or tax advisor in determing you personal insurance needs. Annual replacement income needed if the insured dies prematurely (before tax): 10000 15000 20000 25000 30000 35000 40000 45000 50000 55000 60000 65000 70000 75000 80000 85000 90000 95000 100000 110000 120000 130000 140000 150000 160000 170000 180000 190000 200000 225000 250000 275000 300000 325000 350000 375000 400000 425000 450000 475000 500000 750000 1000000 Number of years a replacement income is needed by dependents/beneficiaries: 5 10 15 20 25 30 35 40 Estimate the average annual interest rate that you can earn on the invested life insurance proceeds: 4 % 5 % 6 % 7 % 8 % 9 % 10 % 12 % Estimate the average annual inflation rate: 2 % 3 % 4 % 5 % 6 % 7 % 8 % The amount of life insurance needed to replace the annual income is:   © 2004 DANIEL Insurance Agency Terms of Use | Privacy Policy | Contact Us Daniel Insurance Agency, LLC a/k/a Alan Daniel Insurance Agency, LLC