Most insurance companies do not distinguish between habitual smokers and recreational smokers. If you simply enjoy the occasional cigar, why should you be rated as though you smoke two packs a day and pay twice the premium?
The answer is you don't.
We believe that selecting the right insurance company is like selecting the right cigar. No two are the same and each should be judged on its individual merits. Daniel Insurance Agency knows the key underwriters at the right insurance carriers who will rate our clients on their individual merits.
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