Buying life insurance, cigar smokers find they get lumped in with the 2 pack a day smokers. Most insurance companies do not distinguish between habitual smokers and recreational smokers. If you simply enjoy the occasional cigar, why should you be rated as though you smoke two packs a day and pay twice the premium? The answer is you don't.
Many agents will hear you smoke and quote you as a smoker, or if shows up in your paramed exam they will not switch you to a comany that better fits you. We believe that selecting the right insurance company is like selecting the right cigar. No two are the same and each should be judged on its individual merits. Daniel Insurance Agency knows the key underwriters at the right insurance carriers who will rate our clients on their individual merits. We find many clients who occasionally smoke a cigar non smoker rates! That can be a huge savings over the life of the policy
Please call us toll free at 866-714-2100 or fill out the short form below and let us help you.
Please call us toll free at 866-714-2100 or fill out the short form below and let us help you.