Pilots Life Insurance
Pilots have special challenges when purchasing life insurance. The fact is that most life insurance companies and agents don't understand the actual risks involved in aviation and are unable to find pilots the most cost-effective coverage. We work with a large number of pilots and understand how to get the best life insurance rates for private and commercial pilots Commercial pilots are treated like any health risk in the life insurance industry. Private pilots are not. Most life insurance companies charge extra premium if you are a private pilot or even exclude aviation coverage. Although, there are a select few that do not.
The main factors looked at are:
1. IFR
2. VFR
3. Total hours solo
4. Annual hours
5. What type of aircraft
6. Medical factors and more.
We know that AOPA offers competitive rates for private pilots. But with that being said, there are private insurers that are A+ rated that are more competitive in cost. Make sure your agent knows what carriers specialize in private pilots to ensure economic value. At Daniel Insurance Agency we can help you lower your life insurance rates and make sure you and your family are protected. Give us a few minutes to see how much you can save.
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