|
Parameter
|
Preferred Plus
|
Preferred
|
Regular/Standard
|
|
Family
|
No cancer or cardiovascular death of either parent or sibling before age 60.
|
No cancer or cardiovascular death of either parent before age 60.
|
No more than 1 cancer or cardiovascular death of parents before age 60.
|
|
Blood Pressure
|
140/85
|
150/90
|
155/95
|
|
Cholesterol Levels
|
Under 220, HDL: Less than 5.0
|
Under 250, HDL: Less than 6.5
|
Under 280, HDL: Less than 8.0
|
|
Health History
|
No history of major health conditions, such as, cancer, diabetes, heart disease.
|
No history of major health conditions, such as, cancer, diabetes, heart disease.
|
Some major health conditions allowed.
|
|
Driving History
|
No more than 2 moving violations in the past 2 years. No record of DUI or reckless driving in the past 5 years.
|
No more than 2 moving violations in the past 2 years. No record of DUI or reckless driving in the past 5 years.
|
No more than 2 moving violations in the past year. No record of DUI or reckless driving in the past 2 years.
|
|
Tobacco
|
No use of nicotine products in past 3 years.
|
No use of nicotine products in past 2 years, also preferred smoker rates available.
|
No use of nicotine products in past 1 year, also standard smoker rates available.
|
|
Substance/Alcohol Abuse
|
No history of alcohol or substance abuse.
|
No history of alcohol or substance abuse in the past 10 years.
|
No alcohol or substance abuse in the past 7 years.
|
|
Aviation
|
available with additional rider.
|
available with additional rider.
|
available with additional rider.
|
